Common Myths About Applying for Social Security Disability Benefits

1. No one is approved on the initial application.The truth is that as many as 50 to 60% of applicants are denied based on their initial applications for benefits. But there any many things you can do to put your best foot forward in advocating for yourself. Though there are no guarantees, we have a number of articles on that can help you make your best case for benefits.

2. Certain health conditions are automatically approved for benefits.

3. Certain health conditions are ineligible for benefits. Many people mistakenly believe that no one with conditions such as migraines or fibromyalgia are eligible to receive Social Security Disability Insurance (SSDI) benefits. The truth is that every case is unique and is considered on its own merits. For example, I was approved for SSDI benefits for being
unable to work due to chronic migraines and depression.

4. If my doctor says I am disabled I am entitled to SSDI benefits. Your doctor's take on your situation is undoubtedly a key piece of your disability application. But the Social Security Administration must determine whether you meet their definition of "disabled." Only then can you be awarded benefits. Sometimes a doctor believes a person is not able to work, but the SSA disagrees. This point underscores the importance of tailoring the information you submit to make sure it meets the SSA's definition of disability.

5. Filing for benefits is giving up on ever getting better. Filing for benefits is simply an acknowledgment that for the time being you are unable to work. Hopefully in the future you might be able to return to a job. Social Security has a great return to work program to help ease the transition back into the work force.

6. You must be in dire financial straights to qualify. Supplemental Security Income (SSI) is only for people with limited resources, but Social Security Disability (SSD) may be available to you regardless of income level.

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