Your Roadmap to Prior Authorization

The ConfidentPatient:A Guide to Navigating thePrior Authorization Process

Need a prior authorization?

Hearing you need a prior authorization (PA) can feel like one more hurdle when you’re already managing migraine. Maybe the pharmacy suddenly says they can’t fill your prescription. Maybe you get a letter from your insurer asking for more information. Or you’re starting a new treatment and worry approval will take too long. These moments can feel discouraging, but knowing what a PA is – and what the typical steps look like – can make the process feel less overwhelming.

What prior authorization really is

A PA, sometimes called preapproval or precertification, is a review step your insurance plan uses before it agrees to cover certain medications. Here’s how it works: your doctor sends information explaining why the treatment is medically necessary. The insurer then decides whether to approve it, ask for more details, or suggest another option. It can feel like a detour, but understanding the process can help you know what to expect as your request moves forward.

Questions for your doctor’s office

A PA can involve several moving parts – paperwork, insurer rules, medical records, and timelines that don’t always feel clear. When you’re already dealing with the pain of migraine, it’s easy for important questions to slip your mind. Keeping a short list ready for your doctor’s office can make everything feel a little easier to follow and help you get the information you need without added stress.

Here are some questions that can guide your next steps.

    Understanding your PA requirement
  • Does my prescription require prior authorization?
  • Has your office submitted the request yet? When should I expect an update?
  • What is the usual turnaround time for PA decisions?

    Tracking progress
  • How will I be notified when a decision is made?
  • Is there a phone number or online portal where I can check the status?
  • Who should I contact if I don’t hear anything by the expected timeline?

    If more information is needed
  • What medical records, notes, or past treatments are being submitted?
  • Does my insurer require step therapy? If so, why is this medication still appropriate for me?
  • Is there anything I can provide, like symptom history or past medication experiences?

    If the PA is denied
  • What were the reasons for the denial?
  • Will your office help with an appeal or resubmission?
  • What is the deadline to file an appeal, and can it be expedited?

Having these questions on hand can make it easier to follow the PA process and get the information you need along the way.

Understanding Your Insurance

Getting answers from your insurer

Sometimes the quickest way to know where things stand is by calling your insurance provider. They can walk you through what they need to review your PA, what your plan covers, and how long decisions usually take. They can also tell you if anything else is required. Consider asking:

  • What criteria does my plan use to approve this medication?
  • What will my cost be if it’s approved?
  • Is a specialty pharmacy required?
  • How do I check my PA status?
  • If denied, what are the appeal steps and deadline?

PA Status Check

Monitoring updates

Staying on top of the PA process can feel like a lot, but a quick check-in can help you get a clearer picture of your progress – and what comes next. Use the list below to note where you are in the process:

☐  PA requested: My doctor’s office has
     submitted the PA
☐  Waiting: The PA is in review and I’m
     awaiting a decision
☐  Denied: I received a denial and talked
     through the appeal steps
☐  Approved: The PA was approved and I’m
     coordinating with the pharmacy
☐  Unsure: I’m not sure where things stand and
     need to call my doctor’s office